Is ACH processing on Juneteenth 2027?
No. ACH does not process on a Saturday. Juneteenth 2027 falls on , and ACH settles on no weekend day. Reserve Banks take no holiday closure for it, so the Friday before is a normal banking day and payday does not move.
Federal offices and Reserve Banks differ here
Juneteenth lands on a Saturday, so the federal government observes it on Friday, June 18, 2027. Reserve Banks take no holiday closure for it, so ACH processes that Friday as normal. A calendar marking that Friday as a bank holiday will push payroll a day early for no reason.
What this means for payroll
Nothing changes. Submit on your normal schedule. The Friday before Juneteenth is a full banking day.
Other names for this date
The Federal Reserve's own holiday schedule lists this date as Juneteenth National Independence Day. That name refers to the same day as Juneteenth, so the dates on this page apply whichever name your calendar or payroll system uses.
Use the payroll cutoff calculator to get your exact submission date, or the settlement calculator to check a specific file.
Every 2027 closure
See the full 2027 ACH holiday schedule, or check whether the Fed is open today.
The closures either side of this one
Previous: Memorial Day 2027 · Next: Independence Day 2027
Every closure through 2030, in your calendar
This page answers one date. The calendar feed answers all of them: every ACH non-processing day through 2030, with payroll cutoff warnings, subscribed once into the calendar you already use. It updates itself, so there is nothing to check again.
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